FinAcc Lab — Pricing Page (stitched, trimmed)
SGD

Transparent pricing, engineered to scale

Every plan is monthly in SGD, with clear capacity limits and no surprises. Pick a family, pick a tier, grow into the next one.

Back Office Solutions

Essential Business

For startups and small businesses

FromSGD299/mo
30 transactions · 5 employees
  • Monthly bookkeeping & bank reconciliation
  • Financial statements
  • Monthly payroll processing & itemised payslips
  • CPF computation & submission
  • IR8A preparation
  • New hire & resignation payroll
  • Quarterly finance consultation
Get started

Growth Business

Designed for growing SMEs

FromSGD599/mo
100 transactions · 10 employees
  • Everything in Essential, plus
  • Monthly management reports
  • Monthly finance review
  • GST tracking, AP & AR monitoring
  • Leave, claims & OT administration
  • HR letters & employment contracts
  • Strategic business & profitability insights
Get started

Complete Business Partner

Your outsourced finance & payroll department

FromSGD999/mo
250 transactions · 20 employees
  • Everything in Growth, plus
  • Cash flow forecasting & budget monitoring
  • Monthly strategy meeting
  • Dedicated payroll specialist
  • HR advisory & employee lifecycle management
  • Work Pass administration & IR21
  • Compliance review & payroll audit support
Get started

//Flexible scaling: additional transactions from +SGD 80/mo and additional employees from SGD 8–12 each — grow without jumping a full tier.

Bookkeeping

Essential Compliance

For startups and small businesses

SGD199/mo
Up to 30 transactions
  • Monthly bookkeeping
  • Bank reconciliation
  • Basic financial statements
  • Quarterly advisory call
  • Cost-saving recommendations
Get started

Growth Business

For small SMEs

SGD399/mo
Up to 100 transactions
  • Everything in Essential, plus
  • Monthly management reports
  • Monthly finance review
  • GST tracking
  • AP & AR monitoring
  • Strategic business & profitability insights
Get started

Complete Finance Partner

For growing SMEs

SGD699/mo
Up to 250 transactions
  • Everything in Growth, plus
  • Cash flow forecasting
  • Budget monitoring
  • Monthly strategy session
  • Finance process advisory
  • Priority support
Get started

//Need payroll too? The Back Office plans bundle bookkeeping and payroll together at a better combined rate.

Payroll

Payroll Essential

For startups and small businesses

FromSGD99/mo
Up to 5 employees · +SGD 12/extra
  • Monthly payroll processing
  • Itemised payslips
  • CPF computation & submission
  • IR8A preparation
  • New hire & resignation payroll
Get started

Payroll Professional

For small SMEs

FromSGD299/mo
Up to 10 employees · +SGD 10/extra
  • Everything in Essential, plus
  • Leave administration
  • Claims & OT administration
  • HR letters & employment contracts
  • MOM administration & gov-paid leave claims
  • Priority support
Get started

Payroll Complete

For growing SMEs

FromSGD699/mo
Up to 20 employees · +SGD 8/extra
  • Everything in Professional, plus
  • Dedicated payroll executive
  • HR advisory & employee lifecycle management
  • Work Pass administration
  • IR21 submission
  • Compliance review & payroll audit support
Get started

//One-time add-ons: payroll setup SGD 150 · CPF GIRO setup SGD 50 · IR21 submission SGD 80 · employee handbook SGD 500. Full list on the services page.

§ — Pricing FAQ

Questions about pricing

Everything you need to know before choosing a plan.

Back Office Solutions bundles bookkeeping and payroll into one plan at a lower combined rate than purchasing each service on its own. If you only need one function — say, payroll without bookkeeping — the standalone plans let you pay for just that.

Yes. You can move between Essential, Growth, and Complete tiers at any time as your transaction volume or team size grows — changes take effect from your next billing cycle.

Annual plans are billed once per year at a 15% discount compared to paying monthly, and run for the 12-month term. If you'd rather stay flexible, every plan is also available month to month.

We'll flag it before it affects your billing. You can either move up to the next tier, or add transactions and employees individually as add-ons — whichever works better for your business.

No long-term contracts. Monthly plans can be cancelled at any time; annual plans run for the 12-month term you've paid for, with the option to switch tiers at renewal.

Yes — reach out to our team and we'll work out a plan that fits where your business is today, with room to scale as you grow.

Still not sure which plan fits?

Book a free 30-minute consultation and we'll help you map the right plan to your business.

Reserve a consultation