END-TO-END BUSINESS SUPPORT

Payroll & CFO services for Singapore start-ups and SMEs

We handle the numbers and compliance — bookkeeping, payroll, tax, and advisory — so you can focus on building your brand and growing your business.

Book a free consultation

Specimen 01 — Cash flow, distilled

Your trusted finance partner

Expert support for accounting, payroll, reporting, and business growth — run like a repeatable process, not a fire drill.

Set up

Set up

From company incorporation to business registration, we help you start the right way.

Manage

Manage

We handle accounting, payroll, and financial administration to keep your business running smoothly.

Comply

Comply

We ensure accurate filings and compliance with ACRA, IRAS, and CPF regulations — so you stay protected and worry-free.

Grow

Grow

With the admin and financials in expert hands, you can focus on scaling your brand and driving growth.

Back office, built for founders

We don't just "do" books. We engineer a financial foundation that supports rapid scaling and long-term stability — three ways to work with us, one repeatable protocol behind all of them.

Back Office Solutions

A fully outsourced finance and payroll department — bookkeeping, compliance, and reporting handled together under one roof, at a lower combined rate than buying each separately.

  • Monthly bookkeeping & bank reconciliation
  • Payroll runs with CPF computation & submission
  • Financial statements, current every month
  • Quarterly finance & strategy consultation
  • One dedicated advisor, one inbox
// BEST FOR: teams who want one point of contact
Explore plans

Bookkeeping

Real-time transaction categorization, bank reconciliation, and financial statements that stay current, not caught up.

  • Monthly transaction categorization
  • GST tracking, AP & AR monitoring
  • Monthly management reports
  • Cash flow forecasting on higher tiers
// BEST FOR: teams who run payroll in-house
Explore plans

Payroll

Accurate, on-time payroll with CPF computation, itemised payslips, and compliance built into every run.

  • Monthly payroll processing & payslips
  • CPF computation & submission
  • IR8A / IR21 preparation
  • Leave, claims & HR letters
// BEST FOR: teams hiring their first 5–20 people
Explore plans

Not sure which fits? Book a free consultation and we'll map the right plan to your business.

Fundraising Readiness & Financial Advisory

Securing investment requires more than a compelling business idea—it requires financial clarity, credibility and investor-ready documentation. At FinAcc Lab, we partner with founders to prepare the financial foundation needed to support successful fundraising efforts.

Our services include financial modelling and forecasting, business valuation support, cash flow planning, investor reporting, due diligence preparation, data room organisation and Fractional CFO advisory. We work alongside your team to ensure your financials are accurate, organised and ready for investor review, allowing you to focus on building relationships and growing your business. This service is designed for companies that have already identified or are engaging with potential investors and require professional financial support throughout the fundraising process.

Explore fundraising support

//Please note that investor sourcing, introductions and capital raising are not included within the scope of this service.

What's included
  • Financial modelling & forecasting
  • Business valuation support
  • Cash flow planning
  • Investor reporting
  • Due diligence preparation
  • Data room organisation
  • Fractional CFO advisory

Smart tools. Smarter people.

Software gets you the numbers. Our advisors help you decide what to do about them.

?

Why is revenue up but cash still tight?

Cash flow
?

Can we afford to hire two more people this quarter?

Headcount
?

Which expenses are growing faster than revenue?

Spend

One dashboard for cash flow, invoices, and compliance

Updated as we close your books each month — no spreadsheets to chase.

Operating Account
S$48,240
Tax Reserve
S$12,900
Savings
S$31,050

Cash flow

Last 30 days
S$48,240
▲ 12.4% vs. last month

Invoices owed to you

S$6,150
Paid$2,400
Pending$1,850
Overdue$1,900

Upcoming filings

GST filing5 days
Payroll tax12 days
Corp. tax estimate21 days
Certified & connected Xero Partner